Blue Mountain Investment Management LLC, Rita Van Schoiack, Financial Advisor and Founder

Welcome to the Blue Mountain Investment Management LLC web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.

This website is designed to help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. It is created with you the investor in mind to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation.

It is a priority of Blue Mountain Investment Management to provide education about the basic concepts of financial management. Please take advantage of this resource and visit often. Be sure to add this site to your list of "favorites" in your internet browser. The site is frequently updated with new information and developments in the area of personal finance.

If you are looking for more learning opportunities, please be sure to look at the tab titled "Classes and Workshops" to see a calendar of these events in your area.

 
Calculators

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Capital Gains Taxes

Estimate short-term and long-term federal capital gains taxes

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

Savings Accumulation

Estimate the future value of your current savings.

More Calculators →

Newsletters

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

Averaging Ups and Downs

Stock market volatility was the norm in 2011, and that can be hard on an investor’s nerves. Utilizing a dollar-cost averaging strategy may help even out your portfolio’s ups and downs, as explained in this article.

Understanding the Appeal of Mutual Funds for High-Income Households

Mutual fund ownership increases directly with household income. In fact, 81% of households with incomes of $200,000 or more own mutual funds. What is it about mutual funds that attracts affluent investors?

Leaving Your Home Out of the Retirement Equation

Plummeting home prices and increased borrowing cut U.S. home equity by more than 60% during the Great Recession — and housing prices have not yet recovered. This article considers the potential drawbacks of depending on home equity to help fund retirement.

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