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For Beginners Blog

Loren Trujillo | Oct 28, 2025

How to Prepare for College While Being a Student in High School

It is never too early to start preparing for college in high school, whether it’s your first year as a freshman or going into your senior year. Some big factors

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Erin Monocle | Oct 21, 2025

Why You Need a Savings Account in Your 20s

Your 20s are full of firsts. First job, first apartment, and maybe even your first big financial goals. But if there’s one financial step every young adult

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Monika Elguezabal | Sep 24, 2025

The True Cost of Car Ownership for Young Adults in 2025

transportation
car ownership
young adults
save money
For many young adults, owning a car feels like a rite of passage—a symbol of independence and freedom. But as costs rise and budgets tighten, it’s worth asking
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Marian Golla | Aug 11, 2025

Credit Hacks Every Young Adult Should Know to Build a Strong Financial Future

credit score
credit
Credit Scores
building credit
If you’re in your 20s or early 30s, you’ve probably heard the basics about credit — pay on time, keep balances low, check your score regularly. But what if
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person using magnifying glass enlarging the appearance of his nose and sunglasses by Marten Newhall courtesy of Unsplash.
Monika Elguezabal | Jul 23, 2025

How to Prepare Financially for Unemployment: A Guide to Navigating Job Loss

Unemployment
job loss
Losing your job can feel like the rug has been pulled out from under you. It's a stressful and uncertain time—but you’re not alone, and you can take steps to
Read More
Marian Golla | Jul 9, 2025

Financial Independence in Your 20s: A Young Adult’s Guide to Saving, Stability, and Freedom

Personal finance
financial independence
Financial independence might sound like a distant goal — something for your 40s or 50s. But the truth? It starts now. If you’re between 18 and 30, your money
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Kason Cimmiyotti | Jun 27, 2025

Travel Smart: Easy Ways to Save Money While Exploring the World (Even If You're New to Personal Finance)

travel
Travel Budgeting
Personal finance
Traveling is one of life’s greatest joys—but it doesn’t have to wreck your wallet. Whether you’re planning a weekend getaway or your dream international trip
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person sitting in the driver seat by Matthew Henry courtesy of Unsplash.
Monika Elguezabal | Jun 11, 2025

Car Insurance and Your Finances: A Smart Guide for Young Adults

insurance; car insurance
Car insurance isn’t just a legal requirement—it’s a key part of your financial plan. For young adults in their 20s and 30s, it's easy to overpay for coverage or
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man in black hoodie using macbook by Azamat E courtesy of Unsplash.
Monika Elguezabal | May 21, 2025

Identity Theft and Fraud Protection: What You Need to Know in 2025

online protection
scammers
If you’re online — and who isn’t? — your personal information is out there, and scammers are becoming increasingly sophisticated. From hacked apps to deceptive
Read More
Kason Cimmiyotti | May 5, 2025

The Link Between Mental Health and Financial Stability

financial stability
mental health
When most people think about personal finance, they think about budgets, credit cards, or saving for retirement. But there's another side to money that doesn’t
Read More
Monika Elguezabal | Apr 4, 2025

The Impact of Interest Rates on Home Buying: A Guide for First-Time Homebuyers 🏡

interest rate
buying a house
home ownership
Purchasing a home is one of the most significant financial decisions you'll make. As a first-time homebuyer, grasping how interest rates influence your mortgage
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two blue beach chairs near body of water by Aaron Burden courtesy of Unsplash.
Monika Elguezabal | Feb 19, 2025

Retirement Accounts: A Smart Start for Your Financial Future

retirement
planning for retirement
IRA
Retirement Accounts: A Smart Start for Your Financial Future When you're just starting in your career, retirement can seem like a distant concern. After all
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