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For Beginners Blog

person using magnifying glass enlarging the appearance of his nose and sunglasses by Marten Newhall courtesy of Unsplash.
Monika Elguezabal | Jul 23, 2025

How to Prepare Financially for Unemployment: A Guide to Navigating Job Loss

Unemployment
job loss
Losing your job can feel like the rug has been pulled out from under you. It's a stressful and uncertain time—but you’re not alone, and you can take steps to
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Marian Golla | Jul 9, 2025

Financial Independence in Your 20s: A Young Adult’s Guide to Saving, Stability, and Freedom

Personal finance
financial independence
Financial independence might sound like a distant goal — something for your 40s or 50s. But the truth? It starts now. If you’re between 18 and 30, your money
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Kason Cimmiyotti | Jun 27, 2025

Travel Smart: Easy Ways to Save Money While Exploring the World (Even If You're New to Personal Finance)

travel
Travel Budgeting
Personal finance
Traveling is one of life’s greatest joys—but it doesn’t have to wreck your wallet. Whether you’re planning a weekend getaway or your dream international trip
Read More
person sitting in the driver seat by Matthew Henry courtesy of Unsplash.
Monika Elguezabal | Jun 11, 2025

Car Insurance and Your Finances: A Smart Guide for Young Adults

insurance; car insurance
Car insurance isn’t just a legal requirement—it’s a key part of your financial plan. For young adults in their 20s and 30s, it's easy to overpay for coverage or
Read More
man in black hoodie using macbook by Azamat E courtesy of Unsplash.
Monika Elguezabal | May 21, 2025

Identity Theft and Fraud Protection: What You Need to Know in 2025

online protection
scammers
If you’re online — and who isn’t? — your personal information is out there, and scammers are becoming increasingly sophisticated. From hacked apps to deceptive
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Kason Cimmiyotti | May 5, 2025

The Link Between Mental Health and Financial Stability

financial stability
mental health
When most people think about personal finance, they think about budgets, credit cards, or saving for retirement. But there's another side to money that doesn’t
Read More
Monika Elguezabal | Apr 4, 2025

The Impact of Interest Rates on Home Buying: A Guide for First-Time Homebuyers 🏡

interest rate
buying a house
home ownership
Purchasing a home is one of the most significant financial decisions you'll make. As a first-time homebuyer, grasping how interest rates influence your mortgage
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two blue beach chairs near body of water by Aaron Burden courtesy of Unsplash.
Monika Elguezabal | Feb 19, 2025

Retirement Accounts: A Smart Start for Your Financial Future

retirement
planning for retirement
IRA
Retirement Accounts: A Smart Start for Your Financial Future When you're just starting in your career, retirement can seem like a distant concern. After all
Read More
Kason Cimmiyotti | Feb 6, 2025

Taxes 101: Understanding the Basics and How They Work

Taxes are essential to modern society, funding everything from roads and schools to healthcare and national defense. Yet, for many people, taxes remain a
Read More
Monika Elguezabal | Jan 16, 2025

Understanding Your Credit Score: A Guide for High School and College Students

As a high school or college student, you might not think much about your credit score right now, but you’ll need to understand it soon. Your credit score can
Read More
Kason Cimmiyotti | Jan 2, 2025

Saving Money While Traveling: Lessons From Fixing My Car

travel
Holiday Travel
College Students Holiday Travel
As a college student, my life is a balancing act of classes, part-time work, and a tight budget. Recently, I faced a financial curveball—my car broke down right
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Monika Elguezabal | Dec 11, 2024

Holiday Financial Check-In: A Simple Guide for Beginners

holiday budget
The holidays are here! It’s a time for family, food, fun, and maybe a little bit of spending. But before you dive into the season’s excitement, it’s important
Read More

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