If you have or have not read the first blog post of my personal finance journey, I recommend you do in order to understand "Part 2" of how my finance journey is going so far.
Hafa Adai means Hello in my native language which is Chamorro. My name is Brittney Nia Hamilton and I was born and raised on the beautiful island of Saipan located in the Mariana Islands. If you are still lost, just pick up your phone and type "Mariana Islands," I am sure you would find my tiny home.
There is no doubt that both psychological and financial stress compliments each other, however, it is not favored to be the best duo. Mental health is such an important aspect to cover throughout our life because its significance fathoms out people’s abilities towards situations that may harm their mentality.
As we all know, COVID-19 has brought fear and stress to millions of people around the world. Whether you are affected directly or indirectly, it has left most in a financial dilemma that is inevitable to think about.
Student loans are a type of credit that helps students pay for their education. It is usually used in a post-secondary institution (colleges and universities). This loan also used to pay off living expenses, books and supplies, or fees pertaining to higher education.
We are all familiar with this old saying that “patience is virtue” and that good things come to those who wait. Well, this phrase is best suited for the concepts of compound interest.
What Exactly Are Loans?A loan is a type of debt that an individual or group usually a corporation, the government, and other institutions provides loan borrowers in exchange for something greater.
Saving money is typically one of the biggest things a young adult struggles with. Most of us just set a random amount aside every once and awhile, but this is not very effective. In my senior seminar class, which provides us with information for the real world, a large portion of this class is spent on budgeting. The biggest emphasis is always on saving money.
Do you ever wonder what you want to do after high school? There are many paths you can take after your high school career. Personally, I have set a goal for myself to attend a four year university after high school. There is a lot of preparation into this, such as saving money, getting good grades, and being motivated.
Usually whenever you want something you just ask your parents for money right? It's always super easy because they give you the proper amount to spend without having to worry about saving any. Sadly enough this isn't the way the world works and at some point or another you go through something that makes you realize this.
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